You must have car insurance, but you don’t have to pay full price

By Product Expert | Posted in Tips & Tricks on Tuesday, January 15th, 2019 at 1:51 pm
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Ways to get a discount on car insurance

Hopefully, everyone reading the Gwatney Mazda of Germantown Blog knows that drivers operating their vehicles in the State of Tennessee are required to carry vehicle insurance policies that meet a certain minimum coverage threshold. However, just because we’re all required to have automobile insurance, doesn’t mean we have to pay full price for it. Some of the finance experts working at the Gwatney Mazda of Germantown showroom thought it might be useful for you to know of about some interesting ways to get a discount on car insurance that you might not have previously considered. If you’re looking for a new sedan, hatchback or crossover SUV you’d like to try some of these ways to save money, make an appointment with a product expert today.

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It’s important to know that not all people will qualify for all discounts. Consult a licensed insurance agent for the best discounts that best fit your situation.

Who you know – A lot of professional organizations offer discounts on car insurance. Active and retired military personnel can receive discounts through many carriers, even some college and university alumni organizations give qualifying drivers a good chance of finding exclusive discounts.

Making the grade – Drivers enrolled in school can qualify for car insurance if they get good grades. Parents can also save on their car insurance bills if their college student children are only using the vehicle when their home on breaks from school.

Close to home – The entire insurance industry is built on assessing risk. As it applies to automobiles, the more a person drives, the more risk they face. For people to don’t record a lot of miles, the reverse is also true. Many insurance companies offer low-mileage discounts for people who don’t travel very far from home.
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Work smarter – There isn’t a successful business on the planet that doesn’t love repeat business. Auto insurance providers are no different. A person who already has an existing policy covering another asset may be able to bundle that policy with their car insurance to save a little money. Also, don’t forget to ask about discounts for paying the annual premium in full and paperless billing.

Gwatney Mazda of Germantown is here to help people get the most from their vehicle in all phases of the ownership experience. If there is anything you’re curious about, make an appointment with one of our product experts today.

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